Student loans
The student loan is intended to students to pay for a college or university enrolment costs (regular or irregular students), post-graduation studies, foreign language courses, purchase of professional literature, computers, educational equipment, etc.
| Description |
Terms |
|
Amount |
from 500 KM to 10,000KM |
|
Repayment term |
Up to 5 years |
|
Minimum loan instalment |
50 KM |
|
Nominal interest rate |
10% |
|
Effective interest rate |
11.11% |
|
Processing fee |
1.00% min. 20 KM |
|
Collateral |
Depending on amount and time-period: |
*EIR calculated on maximum loan amount with maximum repayment term, accompanying interest rate and processing fee
Example: Student loan
|
1,000 KM |
5,000 KM |
10,000 KM |
|
|
12 months |
88.00 |
439.98 |
879.95 |
|
24 months |
- |
231.09 |
462.18 |
|
36 months |
- |
161.69 |
323.39 |
|
60 months |
- |
106.60 |
213.21 |
The values noted in the table are not final and serve to informative purposes only
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