Plan your household budget!
ProCredit Bank has made available for its clients and citizens of BiH an educational brochure and a program concerning home budget management. The goal of this project is to make home finance management easier. In this way, citizens will have a possibility to have a better look into their financial situation and control over their funds, in the future.
The basic function of a budget is a possibility to compare planned with actual costs. At the end of a month it is important to compare planned and actual costs, which facilitates an analysis of movement and status of costs. Sometimes, expenditures that seem as small voluntary costs become a large item in the home budget. It is therefore important to realize where savings may be made, which is easiest to achieve by home budget management.
For those citizens who do not have an access to the Internet, we have created a brochure and tables for every month of the year, where they can enter their planned and actual income and expenditures. On the other hand, everyone can access a computer program for home budget planning from the Bank’s web page. The computer program provides a simple overview of income, expenditures and savings, with an automatic calculation. As part of the program, citizens may access a currency calculator, deposit and credit calculators, planner and records of other financial liabilities.
Brochure and budget management program is available in BiH languages only.