Car loans for energy efficiency
The loans are intended to private individuals with provable monthly income – salary, pensions (local and foreign), veterans-of-war and disability allowance, and other types of legal income.
Car loans to improve energy efficiency enable you to buy new or second-hand cars with minimum environmental features of EURO 4, or gas installation.
|
Description |
Terms |
|
Loan amount |
From 5,000 KM to max. Depending on client’s payment capacity |
|
Repayment term |
Up to 60 months |
|
Minimum loan instalment |
200 KM |
|
Interest rate |
For Bank clients: 11% |
|
Processing fee |
1.5%-2% (minimum 20 KM) |
|
Effective interest rate* |
12.49%-13.89% |
|
Collateral |
Depending on amount and time-period: |
*EIR calculated on amount of loan of30,000 KM with a maximum repayment term, accompanying interest and processing fee.
EXAMPLE: Car loans to improve energy efficiency for Bank’s clients
|
5,000 KM |
10,000 KM |
15,000 KM |
20,000 KM |
30,000 KM |
|
|
18 months |
303.01 |
606.01 |
909.02 |
1,212.02 |
1,818.03 |
|
24 months |
233.44 |
466.89 |
700.33 |
933.77 |
1,400.66 |
|
36 months |
/ |
328.18 |
492.27 |
656.37 |
984.55 |
|
48 months |
/ |
259.26 |
388.88 |
518.51 |
777.77 |
|
60 months |
/ |
218.24 |
327.37 |
436.549 |
654.73 |
Values noted in the table are not final and serve to informative purposes only.
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