Commodity loans to improve energy efficiency
The loans are intended to private individuals with provable monthly income – salary, pension (local or foreign), veterans-of-war and disability allowance and other types of legal income.
Commodity loans for improvement of energy efficiency enable you to purchase home appliances of the A energy class (electric stove, air conditioner, boiler, dish washer, washing machine, and other home appliances).
For regular monthy income receivers through ProCredit Bank, there is a possibilty of loans up to 5000 KM without guarantors on 36 months period!
| Description |
Terms |
|
Loan amount |
500 KM-10,000 KM |
|
Repayment term |
Up to 48 months |
|
Minimum loan instalment |
100 KM |
|
Interest rate |
For Bank clients: 11% |
|
Effective interest rates* |
12.65%-14.11% |
|
Processing fee** |
1.5% - 2% (minimum 20 KM) |
|
Collateral |
Depending on amount and time-period: |
*EIR calculated on maximum loan amount with a maximum loan repayment term, accompanying interest and processing fee
EXAMPLE: Commodity loan to improve energy efficiency for Bank clients
|
3,000 KM |
5,000 KM |
10,000 KM |
|
|
12 months |
265.41 |
442.35 |
884.69 |
|
18 months |
181.80 |
303.01 |
606.01 |
|
24 months |
140.07 |
233.44 |
466.89 |
|
36 months |
/ |
164.09 |
328.18 |
|
48 months |
/ |
/ |
259.26 |
The values noted in the table are not final and serve to informative purposes only.
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