Debt consolidation loans (special-purpose loan debts)

In view of your needs and abilities, ProCredit Bank enables you to refinance outstanding loans at ProCredit Bank or another financial institution; only housing and renovation loans.

Description

Terms

Loan amount

5,000 KM-150,000 KM

Minimum loan instalment

100 KM

Interest rate

Up to 84months- 9%
over 84 months- six-month EURIBOR+7.5%

Processing fee

1%-1.5%

Effective interest rate*

10.23%

Collateral

Depending on amount and time-period: 
guarantor(s), pledge, deposit, mortgage, or a combination of the stated types of collateral

 * EIR calculated on a loan in the amount of 50,000 KM, with repayment term of 60 months, accompanying interest rate and maximum processing fee

Example: Debt consolidation loans (special-purpose loan debts)The values noted in the table are not final and serve to informative purposes only.

  5.000 KM 30.000 KM 50.000 KM 150.000 KM
24 months 228,68 1.372,11 2.286,85 6.860,55
60 months 104,09 624,54 1.040,91 3.122,72
144 months / 336,35 560,58 1.681,74
240 months / / / 1.320,83
         

 

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