Housing Loans
Our flexibility and long-lasting care for clients, as well as more favourable lending terms, enable you to resolve your housing issue simply and swiftly.
Housing loans offered to you by ProCredit Bank are intended for construction or purchase of housing units and resolution of one of the basic human needs – a need for a comfortable living space.
| Description |
Terms |
|
Loan amount |
From 20,000 KM to 200,000 KM |
|
Repayment term |
Up to 20 years |
|
Minimum loan instalment |
100 KM |
|
Interest rate |
For Bank clients |
|
Effective interest rate* |
8.57%-10.23% |
|
Processing fee |
1% -1.5% |
|
Collateral |
Depending on amount and time-period: |
*EIR calculated on a loan in the amount of 50,000 KM, with a repayment term of 60 months, accompanying interest rate and maximum processing fee
Example: Housing loans for clients of the bank
| 30.000 KM | 50.000 KM | 70.000 KM | 100.000 KM | |
| 60 months | 602,60 | 1.004,34 | 1.406,07 | 2.008,67 |
| 120 months | 367,03 | 611,77 | 856,40 | 1.223,43 |
| 180 months | / | / | 676,77 | 966,81 |
Values noted in the table do not represent final conditions and are for informational purposes only.
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