Our flexible and long-term relationship with our clients, combined with attractive lending terms, help you make home improvements or buy a new home quickly and conveniently.
|Loan amount||from BAM 100.000 to BAM 500.000|
|Repayment period||up to 20 years|
|Nominal interest rate
|3,39 % – up to 10 years|
|Effective interest rate*
|Processing fee||0,50 %|
|Collateral||Deposit, mortgage or combination of different collaterals|
|* Effective interest rate is calculated for amount BAM 100.000,00, period of 10 years and 3,39% fixed interest rate.
Effective Interest Rate also includes:
– Credit Batch Maintenance ( 2 BAM/monthly)
– Notary fee (500 KM / one time fee)
– Appraisal fee ( 200 KM / one time fee)
Example: Housing loan
|100.000 BAM||150.000 BAM||300.000 BAM|
|Information sheet – Housing loans|