ProCredit Bank is a development-oriented full-service bank dedicated to responsible banking. As a part of its responsible approach, ProCredit Bank sets high standards regarding the impact of its operations on the environment. Also, the bank firmly supports environmentally sustainable economic development. This is an important part of our identity.
We offer you Eco Loans for Businesses designed to improve energy efficiency, increase competitiveness and positively impact the environment!
By investing in energy efficiency measures and/or renewable energy technologies, businesses can enjoy positive benefits:
- Reduced operating costs;
- Improved reliability of equipment and better quality of production processes;
- Creating optimal production chains;
- Contributing to protection of environment
ProCredit Bank supports investments in:
- Improving production processes
(replacing old or buying additional machines or equipment, efficient office equipment/applinces and lightning such as: A+, new lighting, energy star or energy
- Heating or cooling of space and/or production processes
(central heating/cooling systems, new boilers, air conditioners, etc.)
(buying fuel efficient vehicles with EURO 5 fuel standards)
- Improving business premises
(thermal insulation of roofs and external walls, new windows, doors, etc.)
With Eco loans for enterprises ProCredit Bank finances investments in renewable energy sources:
- SWHS -solar water heating systems( flat collectors, evacuated tube collectors)
- ground heat pumps,
- biomass boilers (wood, pellet, briquette etc.)
Production of electric energy :
- Photovoltaic systems (PV)
- Mini hydropower plants What are the conditions for Eco Loans for Businesses?
- Loan amount depending of the client’s payment capacity
- Maturity up to 10 years
- Possibility of offering various collateral instruments
- Fixed interest rates for loans up to 7 years!
For more information: firstname.lastname@example.org
Our Eco Clients:
Client: SZR PRAKTIKER – Production of eco friendly bags
Mr.Benjamin Zonić, the owner of Praktiker, has been a ProCredit Bank client since August 2013. This very small company is in sheet metal roofing business. Although, Mr.Zonić is a relatively new client, he transferred all payment transactions to ProCredit Bank and he has been actively using advantages of the internet banking and loans in ProCredit Bank.
In order to invest additionally in his business development he took two business loans in ProCredit Bank. Green loan was dedicated for buying a fully automatic multi-function non-woven fabric bag making machine, handle sealing machine, printing machine and rope for non-woven material production in the amount of EUR 40,903.
“Since the supermarket chains have started with charging plastic bags that were previously free of charge, I decided to be the first person in BiH to produce non-woven bags. I hope that people will use these bags in order to save money, but also to contribute to the protection of the environment”, said Zonić.
Client: DASSTIM – CNC machine: Incresing effectivenss and efficiency
Dasstim Company has been working exclusively with Pro Credit Bank since 2007. The Company is engaged in the production of catering cooling equipment, fences and interior elements made of stainless steel and the like .At ProCredit Bank the Company uses payment services, e-banking, and the current account overdraft. Mr.Darko Marinković is quite satisfied with the cooperation because the Bank is aware of his needs, and has been following the development of his business for years now, responding to his business needs by offering the banking services tailored to those needs.
In that regard, Dasstim has taken several loans by far at Pro Credit Bank used mainly for investments in assets. Wishing to further improve the production process, reduce operational costs and increase its effectiveness and efficiency, last year Dasstim used the benefits of a green loan amounting to EUR 61,355 to purchase a CNC sheet metal bending machine in order to replace two existing mechanical machines. As the process on the CNC machine will be automated, this will result in the increase of the productivity with expected reduction of specific energy consumption by at least 21%.