Overdraft (FlexFund)

ProCredit is offering a simple solution for your short-term financial needs.

If you transfer your income to ProCredit Bank current account, you will be able to get an overdraft under these conditions:


Description Conditions
Amount From 1.000 KM up to 200%  of an average net salary for the last 3 months

Until salary is regularly being received on PCB current account (the contract has to be resigned on annual basis)

Interest Rate

8,00%, EIR 8,56%*


No collateral requirements

Disbursement fee 


 *Effective Interest Rate is calculated based on the amount of 2.000 BAM for 12 months maturity and account maintenance fee of 1 BAM within the active service.