Our flexible and long-term relationship with our clients, combined with attractive lending terms, help you make home improvements or buy a new home quickly and conveniently.
|Loan amount||From KM 20,000 to KM 200,000|
|Repayment term||Up to 20 years|
|Minimum loan instalment||KM 100|
|Interest rate||up to 60 months – 6.5%
over 60 months – six-month EURIBOR+6.3%
|Effective interest rate*||7.02%|
|Processing fee||1% (max 250 KM)|
|Collateral||Depends on the amount and time period:
pledge, deposit, mortgage, or a combination of the above types of collateral
*EIR calculated on a loan of KM 50,000, with a repayment term of 60 months, accompanying interest rate and maximum processing fee.
Example: Housing loans
|Amount of interest||Nominal interest rate||Effective interest rate||Effective interest rate|
The figures quoted in the table are indicative only, actual figures are subject to status.