Investment loans

A personal loan is for those who can provide proof of a regular monthly income. The loan can be used for a variety of purposes such as purchasing a car, renovation etc.

Description Terms
Loan amount Minimum 20.000 BAM – Maximum 60.000 BAM
Repayment term Up to 60 months
Interest rate
(starting from)
4,5%
Effective interest rate*
(starting from)
5,37%
Processing fee 1.% 
Collateral 2 promissory bills and SOP form
* EIR calculated on a loan of KM 40,000 with repayment term of 36 months, interest rate of 4,5% and a processing fee 1%.

Example: Repayments of Investment Loan

  20.000 BAM 30.000 BAM 40.000 BAM
12 months 1.708,20 2.562,49 3.416,41
24 months 873,55 1.310,32 1.747,09
36 months 595,56 893,28 1.191,04