Sarajevo, 13th of July 2018. – ProCredit Bank B&H has placed a new FlexSave savings account with the possibility of flexible savings, which is reflected in the availability of funds on the market. ProCredit Bank has launched a new service of FlexSave savings account that, without limitation for the client, without a minimum defined incentive, encourages citizens to save by moving the surplus of their funds from current account to savings, and in this way always have available funds when they need them without borrowing.
In addition to the currently most favorable interest in B&H. Flex Savings enables quick and easy access to funds on a savings account anytime and anywhere – 24 hours a week.
– “We have tried to be innovative and offer, besides an attractive interest rate, additional savings benefits such as flexibility and complete freedom to asset disposal. In an easy way, at any time, the client can manage his / her savings by transferring funds from the current account and vice versa via the Internet or mobile banking. Interest is calculated daily, and it is paid monthly to the current account, which means that every FlexSave saver can capitalize funds on a monthly basis, use that money, or put them back on savings account. The annual interest rate is 0.40% which is currently the best interest rate for this type of savings on the market,” ProCredit Bank said.
Also, maintaining the savings account is free of charge as part of the Active Service package, and the client, besides savings in BAM, can also apply for an additional EUR account where he can safely save in EUR. It is free to transfer funds from the euro savings account to the current EUR account, and, at ProCredit ATMs, EUR can be withdrawn without commission.
For this purpose, the bank has also designed a special microsite – a website http://flex-stednja.procreditbank.ba/ where clients can find all the information about this service. Also, by filling out the personal data form on the FlexSave page, clients can show interest in this service. After that, they will be contacted by a retail business consultant, who will explain to them in a more detailed manner the conditions of savings and present the benefits of Active Services.
An Active Service is a set of benefits that the bank offers to the client for a monthly fee of 10 BAM. Within the Active Services client is offered: Current account, Debit Card with 3 free monthly withdrawals at all ATMs in BiH, Internet banking with 20 free monthly transactions, savings account FlexSave, as well as free BAM-EUR conversions.
The novelty is that ProCredit Bank, offers FlexSave savings for legal entities as well, with an interest rate of 0.20%, according to a press release from ProCredit Bank.
About ProCredit Bank B&H
ProCredit Bank was the first international bank to arrive in, at that time, already destroyed by the war, Bosnia and Herzegovina, whose economy had a hard time recovering. It was 1997 and the ProCredit Group saw the possibility for development and sent its experts who, by analyzing the market, offered a solution in the form of financing small businessmen.
Over the years, the bank specializes in working with small and medium-sized enterprises, which are at the same time a real generator of the economic development, operating regularly, timely settling their obligations, hiring new employees, improving the quality of life of the community, exporting, etc. Today, ProCredit Bank operates with strong, stable and recognizable BH companies.
For years, ProCredit Bank has made extraordinary efforts to enable them to access the necessary means for business improvement, so today tehy offer their clients access to credit lines with much lower interest rates and guarantee lines that significantly reduce the requirements for collateral coverage. For a longer period, the Bank offers financing through credit / guarantee lines of the European Union, the World Bank and USAID.
Also, in order to encourage exports, ProCredit Bank offers the best prices for international payment transactions, which specifically pay for sister banks from the ProCredit Group, 2.5 euros per transaction to domestic businesses.
ProCredit Bank BiH is part of the ProCredit Group based in Frankfurt, Germany. The Bank is in absolute ownership of ProCredit Holding, the parent company of ProCredit Group. Shareholders of ProCredit Holding include strategic investors, Zeitinger Invest and ProCredit Staff Invest and renowned names such as DOEN, KfW and IFC (a part of the World Bank Group).For more information visit www.procreditbank.ba.