According to Deloitte research, in 2019, real estate prices in BiH increased by almost 14% compared to the year before.

However, in the past year, this trend has not only stopped but also started retrogradely, so the prices on the real estate market are now the lowest compared to the last two years.

So, if you are looking for a new home, now is definitely the right time to buy a property. Investing in buying a house or an apartment is, in the long run, a great move not only because of solving one of the most important existential issues. Given the current decline in real estate prices in the market, buying real estate right now is very likely to mean a smart investment and a kind of fertilization of capital if you later decide to sell or simply replace the living space. Financial institutions at the moment, which is traditionally considered the “season” for buying real estate, also offer favourable housing loans that will certainly facilitate this search.

Among the offers that are favourable is certainly a housing loan from ProCredit Bank. The share interest rate on these loans is indeed an excellent 3.2%, but what makes it different from the others is that there are no other common costs that can ultimately raise the price of such loans. In particular, the ProCredit Bank housing loan does not involve the cost of mortgage appraisal. Things get even better if we keep in mind that this is the first digital bank in BiH, so most agreements with the bank can be completed without waiting in lines, very quickly and easily and – online.