Companies up to 1M KM revenue
Companies up to 1M KM revenue

Loans & Guarantees

Credit products designed to best meet the needs of small businesses and sole proprietors.

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Credit products

Financing tailored to your needs

With many years of successful collaboration with businesses, ProCredit Bank has designed credit products that best meet the needs of small entrepreneurs and self-employed individuals.

Working capital loan
Working capital

Working capital loan

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Finance everyday business needs — procurement of goods, raw materials, supplier payments. Fast processing and flexible repayment terms.

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Investment loan
Investments

Investment loan

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Invest in equipment, business premises, or capacity expansion. Repayment terms tailored to your business plan with grace period options.

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Authorized account overdraft
Overdraft

Authorized account overdraft

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Additional liquidity for your business when you need it most. Use funds flexibly, pay interest only on the utilized amount.

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Documentary business

Documentary Business and Guarantees

ProCredit Bank BiH fully understands the importance of reliable and regulated partnerships for its clients at home and abroad.

Guarantees
Guarantees

Secure your business with a bank guarantee issued by ProCredit Bank!

A bank guarantee is a reliable financial solution that ensures security in business transactions. Whether you are a contractor or a client, this guarantee ensures that obligations will be met in accordance with the contract.

  • Payment Guarantee
  • Advance Payment Guarantee
  • Performance Guarantee
Letter of Credit
Letter of Credit

Ensure the safety of your international transactions with ProCredit Bank's Letter of Credit!

A Letter of Credit is a reliable financial instrument that guarantees payment between buyer and seller. This instrument ensures that the seller receives payment only when all conditions specified in the contract are met, and the buyer receives goods or services as agreed. As a payment instrument, the Letter of Credit provides security to all parties involved in international payment transactions. Our team of experts is at your disposal to help you choose the best solution for your business!

How to apply

From application to approval in 3 steps

01

Contact us

Schedule a consultation with our advisor by phone, online form, or visiting a branch.

02

Submit documentation

With your advisor's support, prepare the required documentation for fast processing.

03

Loan disbursement

After approval, funds are available to you in the shortest possible time.

FAQ

All about loans and guarantees

Conditions depend on the type and amount of the loan. Contact us for an individual consultation and detailed offer tailored to your business.

After submitting complete documentation, loan approval is possible in a short timeframe. Our team will guide you through the entire process.

A bank guarantee is a financial instrument where the bank guarantees fulfillment of contractual obligations. It is used to secure payments, advances, or performance.

Yes, you can contact us via the online form or by phone. Our team will schedule a consultation and help you through the application process.

Ready?

Request a financing offer

Contact us for an individual consultation

033 250 983