Accounts & Payments
Complete banking solution for your business — accounts, domestic and international payments, debit cards.
Accounts and fees
| Service | Fee |
|---|---|
| Monthly maintenance fee for KM account | 20 KM |
| Account opening | free |
| Issuing up to 2 business debit cards | free |
| Issuing up to 2 deposit cards | free |
| 5 cash withdrawals at other bank ATMs in BiH per month | free |
| Daily takings deposit at Zone 24/7 | free |
| Domestic and international payments | per bank price list |
| Maintenance fee for FX account (USD, GBP, CHF) | per bank price list |
| Incoming transfers from abroad to FX account | free for clients with a designated primary account at ProCredit Bank |
Business Debit Card
The Business Debit Card saves you time on bank visits and allows you to:
Who is it for?
The Business debit card is intended for all legal entities with an open transaction account at ProCredit Bank. The card provides simple and complete access to funds on the legal entity's transaction account.
Benefits of using the ProCredit Business debit card
- payments worldwide
- up to 5 free cash withdrawals at other bank ATMs across BiH displaying the Mastercard logo
- practical means of payment on business trips — travel tickets, representation costs, hotel costs, etc.
- Online payment, with 3D Secure protection
Open a business account
Contact us or visit the nearest branch
Domestic and international payments
ProCredit Bank enables clients to execute payment orders within the country safely, quickly, and reliably through two systems: Žirokliring and RTGS. Depending on the amount and urgency of the order, clients can choose the option that best suits their needs.
Transactions up to 10,000 KM
Transactions of this size are typically executed via the Žirokliring system.
- Settlement between banks happens four times per business day
- Orders are executed according to the Central Bank of BiH cut-off times
- Optimal solution for regular, non-urgent payments
- If accelerated execution is required, the RTGS system can be selected by ticking the “urgent” option — the order is then settled in real time.
Transactions over 10,000 KM
All transactions above 10,000 KM use the RTGS system.
- Real-time gross settlement
- Orders are executed immediately (urgent)
- Designed for larger and time-sensitive transactions
Through ProB@nking — payments within the ProCredit Group and ProPay services — you settle obligations to partners abroad at a single, fixed price of €2.5. Outside the ProCredit Group, you continue paying international transfers at the best price in Bosnia and Herzegovina.
Domestic Payments
Domestic payment services for legal entities enable you to perform all types of payments within Bosnia and Herzegovina.
If you are a company owner and wish to do business with ProCredit Bank, you can send your inquiry to the address below.
International Payments
Business knows no borders, and your funds can follow it seamlessly with ProCredit Bank international payment services.
We offer international payment services at extremely attractive fixed rates for outgoing transfers, and free incoming transfers from abroad for clients who hold a primary account—which they are required to use as the account for making payments of ALL public revenues.
ProCredit Bank is a member of an international group led by German shareholder ProCredit Holding.
As a member of the ProCredit Group, ProCredit Bank in Germany is the main correspondent bank for ProCredit Bank in BiH for currencies EUR, USD, GBP, CHF, and CNY (Chinese Yuan). You can also make payments in SEK, NOK, and JPY.
ProB@nking payments within the ProCredit Group and ProPay services allow you to settle obligations to foreign partners at a fixed fee of €2.50. Outside the ProCredit Group, you still pay international payments at the most favorable price in Bosnia and Herzegovina!
- Low costs – only €2.50 per transaction
- Transfers without fees for the recipient
- Money transfers can be executed within one day
Legal entities that are ProCredit Bank clients with an active EUR transaction account can create an international ProPay order using electronic banking.
Benefits for international payments using the ProPay service apply exclusively to orders made via online banking.
Clients of ProCredit banks within the ProCredit Group - institutions and companies based in countries where ProCredit banks operate.
The ProPay service can be used in ProCredit Group member banks in Germany, Albania, Bosnia and Herzegovina, Bulgaria, Greece, Georgia, Macedonia, Romania, Moldova, Serbia, Ecuador, Kosovo, and Ukraine.
Terms of Business with Legal Entities
The General Terms of Business of ProCredit Bank d.d. Sarajevo with legal entities define the standards and conditions of business applied by ProCredit Bank to all Bank service users.
General terms for establishing relationships between the Client and the Bank, as well as general terms for conducting transactions in the business of
granting loans, receiving monetary deposits, opening, maintaining, and closing accounts, issuing and using
payment cards, and other transactions conducted by the Bank in accordance with the law.
All about business accounts
Contact us with the required documentation — registration certificate, authorized person's ID and founding act.
ProCredit Mastercard Business Debit card with 5 free ATM withdrawals at any bank in BiH monthly.
We offer competitive fees for international payments via ProBanking with fixed prices depending on the amount.
Open a business account
Contact us or visit the nearest branch
