Companies over 1M KM revenue
Companies over 1M KM revenue

Financing

Credit products designed for growing enterprises — from working capital to investment loans and guarantee lines.

Financing

Our credit solutions are tailored to the needs of your company, providing you with financial support that ensures growth and business stability.

With us, you have a reliable partner who understands the challenges and specifics of your business.

ProCredit finansiranje
Financing

Compare our financing solutions

Credits4 proizvoda
Revolving

Framework Loans

120 mj.rok korištenja

The framework loan is intended for existing and new clients whose financial analysis indicates the existence or potential future need for various types of credit services within a certain period. The framework loan can include all credit-documentary products from the Bank's offer for legal entities.

Overdraft

Overdraft Loans

24hbrzo odobrenje

The overdraft loan is intended for short-term bridging of liquidity challenges arising from the timing gap between your regular inflows and outflows, i.e., between the collection of receivables and the payment of short-term liabilities. This loan allows you to smoothly meet your short-term obligations within the approved funds.

Investicijski

Revolving Loans

12 mj.rok otplate

The revolving credit line allows you to flexibly manage liquidity needs and quickly respond to short-term business challenges.

Kratkoročno

Loans for Fixed and Working Capital

120 mj.brza likvidnost

This loan is intended for refinancing and/or financing investment projects such as the purchase of equipment, machines, vehicles, real estate, as well as construction, renovation, and reconstruction of business facilities. It can also be used to finance or refinance initial or additional working capital needed for the realization of an investment project.

Credit lines2 proizvoda
Go Digital — digitalna transformacija
Go Digital in the Western Balkans
Co-funded by the European Union
Digitalna transformacija

Go Digital

do 10%povrat investicije

Loan for digital transformation with EBRD and EU support

Krediti uz podršku garantnih fondova — EBRD i EU
EBRD garancija

Krediti uz podršku garantnih fondova

50%pokrivenost rizika

U saradnji sa EBRD-om i uz podršku Evropske unije, inovativne kreditne linije za mikro, mala i srednja preduzeća — uz podjelu rizika i lakši pristup finansiranju.

Ne znate koji proizvod vam odgovara?

Naš tim finansijskih savjetnika će vam pomoći da pronađete pravo rješenje za vaš biznis.

Documentary Business and Guarantees

ProCredit Bank BiH fully understands the importance of reliable and regulated partnerships for its clients at home and abroad.

Guarantees

Secure your business with a bank guarantee issued by ProCredit Bank!
A bank guarantee is a reliable financial solution that ensures security in business transactions. Whether you are a contractor or a client, this guarantee ensures that obligations will be met in accordance with the contract.
  • Payment Guarantee
  • Advance Payment Guarantee
  • Performance Guarantee

Letter of Credit

Ensure the safety of your international transactions with ProCredit Bank's Letter of Credit!
A Letter of Credit is a reliable financial instrument that guarantees payment between buyer and seller. This instrument ensures that the seller receives payment only when all conditions specified in the contract are met, and the buyer receives goods or services as agreed. As a payment instrument, the Letter of Credit provides security to all parties involved in international payment transactions. Our team of experts is at your disposal to help you choose the best solution for your business!
How to get a loan

From application to disbursement in 4 steps

  1. 01

    Contact our team

    Schedule a free consultation with our advisor

  2. 02

    Prepare documentation

    Provide financial statements and business plan

  3. 03

    Application review

    Processing your request within 5 working days

  4. 04

    Fund disbursement

    Loan disbursement upon contract signing

ProCredit tim
Why ProCredit

Your financing partner

01

Partner of the Economy

We monitor developments that affect client performance in BiH.

02

Portfolio

We are a bank with over 20% eco-loans in our portfolio.

03

Experience

Many years of experience and expertise in financing solar power plants.

04

Solutions

We offer solutions and attractive conditions with a wide range of credit and guarantee lines.

FAQ

All about financing

We offer framework loans, current account loans, revolving loans and loans for fixed and working capital.

Credit lines allow flexible use of funds within an approved limit, with interest only on the utilized amount.

Guarantee lines cover various guarantees — from the WB EDIF program to FBiH and RS fund guarantees.

Ready?

Request a financing offer

Our team is ready for an individual consultation

033 250 950