“We have tailored our offer to the needs of pensioners by reducing the number of visits to branches, ensuring they can avoid crowds and queues, all with minimal documentation. The process is fast and very simple, and both the account and the loan can also be applied for online,” the bank stated.
What does a loan fully tailored to pensioners’ needs offer?
• loan amount of up to 50,000 KM with a repayment period of up to 10 years
• availability for clients up to 75 years of age
• a fixed interest rate
• no mandatory insurance policy, meaning lower total costs
• a fast and simple procedure with a minimal number of branch visits
• the option to apply online
Clients apply for the loan by opening a ProSenior package and transferring their pension to ProCredit Bank. Opening and maintaining this account is completely free for the first six months. The package includes a current account, a ProCredit Mastercard debit card, as well as mobile and internet banking, along with numerous additional practical benefits. These include free incoming transfers for recipients of foreign pensions and the option to arrange a qualified electronic signature. Cash withdrawals are also free at all ATMs in Bosnia and Herzegovina, up to five times per month. Clients who choose to use an overdraft on their current account with the ProSenior package also have that option available.
The loan and service packages are available at all ProCredit Bank branches across Bosnia and Herzegovina, and applications can also be submitted online via the bank’s official website. ProCredit Bank advisors in every branch are available to help clients choose the best solution tailored to their needs and preferences.
For more information about the terms and application procedure, interested clients can call the toll-free number 0800 200 40, visit the nearest branch, or contact the bank through its official digital channels.
