Mortgage loans
Mortgage loans
Why ProCredit?
- 01Loan amount up to 500,000 BAM
- 02Repayment period up to 30 years
- 03Nominal interest rate starting from 4.89% fixed*
- 04Effective interest rate 5.32%**
Key conditions
Mortage loans table
| Loan amount / Repayment period | 10 years | 15 years | 30 years |
|---|---|---|---|
| 100,000 | 1,055.29 | 790.79 | 549.11 |
| 300,000 | 3,165.86 | 2,372.38 | 1,647.33 |
| 500,000 | 5,276.43 | 3,953.97 | 2,745.55 |
* For repayment periods longer than 10 years, a variable interest rate applies. The variable interest rate (market-indexed) consists of a fixed part, representing the Bank’s margin, and a fluctuating part determined based on the value of the six-month EURIBOR as the reference interest rate, published by the European Money Markets Institute (EMMI) (www.emmi-benchmarks.eu). When calculating monthly installments, the Bank took into account the EURIBOR value as of September 30, 2022.
** The Annual Percentage Rate (APR) for housing loans is calculated at a fixed interest rate of 4.89% for an amount of 300,000 BAM and a loan repayment period of 120 months, for Bank clients. The APR calculation includes all costs that may be borne by the loan user (loan processing fee, loan account maintenance fee, CRK report fee, document certification costs, promissory note costs, standing order registration costs, property appraisal costs, insurance policy costs, and notary costs).
What you need
Za informacije o potrebnoj dokumentaciji, možete se raspitati putem besplatnog broja telefona 080 020 040
Ready for the next step?
Apply online in just a few minutes. Our team is here for you.
