Education Loans
Education Loans
Education Loans
up to 50,000 BAMLoan amount
up to 120 monthsRepayment period
from 4.50%Interest (fixed)
LoansCategory
Benefits
Why ProCredit?
- 01Loan amount up to 50,000 BAM
- 02Repayment period up to 120 months
- 03NIR starting from 4.50% fixed, EIR 5.94%*
- 04No processing fee
- 05Collateral: promissory notes from the loan user (and co-signer), agreement on loan deduction from income for the loan user (and co-signer)
Product terms
Key conditions
Education Loans loan table
| Loan amount | 3 years | 5 years | 10 years |
|---|---|---|---|
| 10.000 KM | 297,47 KM | 188,71 KM | 107,00 KM |
| 20.000 KM | 594,94 KM | 377,42 KM | 213,99 KM |
| 30.000 KM | 892,41 KM | 566,14 KM | 320,99 KM |
| 40.000 KM | 1.189,88 KM | 754,85 KM | 427,99 KM |
| 50.000 KM | 1.487,35 KM | 943,56 KM | 534,98 KM |
*The Annual Percentage Rate (APR) for a purpose-specific loan is calculated at a fixed interest rate of 5.19% for an amount of 50,000 BAM and a loan repayment period of 120 months, for Bank clients. The APR calculation includes all costs that may be borne by the loan user (loan account maintenance fee, CRK report fee, document certification costs, promissory note costs, and standing order registration costs).
Documentation
What you need
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