FlexFund - Overdraft on Current Account

If you direct your regular monthly income to a current account at ProCredit Bank, we offer you an overdraft on your current account.

• 01Loan amount - 200% of the client's average monthly income per account at the Bank
• 02Term - 24 months from the approval date with an option for automatic renewal
• 03Fixed interest rate 13%, APR* 16.20%
• 04Collateral: promissory notes of the borrower and administrative prohibition
• 05 Processing fee 0%

*The effective interest rate (EIR) is calculated based on an amount of 2,000 BAM for a term of 24 months. The EIR calculation includes all costs that may be borne by the overdraft user, such as account maintenance fees, automatic overdraft renewal fees, etc.