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Loans customised to suit your needs.
Non-Purpose and Refinancing Loans
- Loan amount up to 50,000 BAM
- Repayment period up to 10 years
- Fixed interest rate
Housing Loans
- Loan amount up to 500,000 BAM
- Rok otplate do 30 godina
- Nominal interest rate starting from 3.39% fixed
Mortgage loans
- Loan amount up to 500,000 BAM
- Repayment period up to 30 years
- Nominal interest rate starting from 4.89% fixed*
ECO Loans
- Loan amount up to 100,000 BAM
- Repayment period up to 10 years
- Nominal interest rate starting from 4.50% fixed
Purpose-Specific Loans
- Repayment period up to 10 years
- Nominal interest rate starting from 4.99%
- Maximum amount based on the borrower's creditworthiness
Loan for retirees
- No mandatory insurance policy
- Fixed interest rate
- Loan amount up to 50,000 BAM
GEFF Credit Line
- Fast and simple process
- Return up to 20% of the investment
- Long-term energy savings
Lombard Loans
- Repayment period up to 30 years
- Secured with a purpose-specific term deposit
- Maximum amount based on the borrower's creditworthiness
Education Loans
- Loan amount up to 50,000 BAM
- Repayment period up to 120 months
- For all levels of study - undergraduate, graduate, postgraduate, or specialized
Loan Calculator
295.20 KM
Loan Amount: 10,000 KM
Repayment Period: 36 months
Interest Rate: 3.99%
Total Repayment: 10,627.03 KM
Total Interest: 627.03 KM
The loan calculator is for informational purposes only. The exact amount of the monthly installment will be determined after assessing the client's creditworthiness, in accordance with ProCredit Bank's internal procedures.
Frequently asked questions
AAny adult citizen of Bosnia and Herzegovina with permanent residence and full-time employment is eligible to apply for a loan.
The application requires a valid ID card, proof of residence (CIPS registration), proof of the client's income, and a certified loan application.
Unsecured and investment loans without a mortgage have a maximum repayment period of 10 years, while housing and mortgage loans can extend up to 30 years.
Interest rates can be either fixed or variable, depending on the agreement. More information is available atEuropean Money Markets Institute/EMMI.
The approval process depends on the type of loan. Unsecured loans can be approved within 24 hours, while loans with a mortgage can take up to 7 business days.
Submit your request online!
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Monday - Friday: 08:00 - 16:30
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